LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

It was the only model recommended by Fannie Mae and Freddie Mac after extensive analysis in the credit-scoring initiative.

The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. Processing Content The ...

A recent policy change allowing greater competition in mortgage credit scoring could generate nearly $650 million in annual savings for lenders and borrowers, according to a new analysis released by ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Block announced it’s selling its Cash App Score to third-party lenders. It could be one of the more interesting ...

Next time you shop for a mortgage, here is a question to add to your evaluation list for competing lenders: Has the mortgage company adopted the most consumer-friendly, up-to-date credit-scoring ...